1.When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a cheque in favour of another person.

　　2.Many of these obligations can give in to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

　　3.He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheques on which its customer's signature has been forged.

　　4. It makes no difference that the forgery may have been a very skilful one: the bank must recognize its customer's signature.

　　5.If this facilitates forgery, it is the bank which will lose, not the customer.

　　1.任何人在銀行開一個活期賬戶，就等于把錢借給了銀行。這筆錢他可以隨時提取，提取的方式可以是取現金，也可以是開一張以他人為收款人的支票。

　　2.其中許多義務往往引起問題和糾紛。但是儲戶不能像貨物的買主那樣來抱怨法律對自己不利。

　　3.他把自己簽名的樣本交給銀行，對此有一條非常嚴格的規定：銀行沒有任何權利或理由把儲戶的錢讓偽造儲戶的支票取走。

　　4.即使偽造得很巧妙，也不能付款，因為銀行有責任辨認出其儲戶的簽名。

　　5.如果因這種作法出現了偽造的話，受損失的將不是儲戶，而是銀行。